Recent OCC Issuances: Bulletins

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The following documents are available on the OCC's Web site:
Bulletins:
OCC 2011-5, "Home Mortgage Disclosure Act: Exemption Threshold for Depository Institutions under Regulation C," dated January 26, 2011.
Summary: Amendment to interpretation of Regulation C of Home Mortgage Disclosure Act raises asset-size threshold of exemption for depository institutions required to report data; effective January 1.
OCC 2011-3, "Proposed Revisions to Market Risk Capital Rule: Notice of Proposed Rulemaking," dated January 12, 2011.
Summary: The proposal would increase the regulatory capital requirement for a bank's trading activities by augmenting the current approach for risks previously miscalibrated.
OCC 2011-1, "S.A.F.E. Act Mortgage Loan Originator Registration Requirements: Notice of Registration Period," dated January 16, 2011.
Summary: Notice provides start and end dates for federal registration of mortgage loan originators with the Nationwide Mortgage Licensing System and Registry.
OCC 2010-45, "Small Business Lending: Small Business Lending Fund Program and Underwriting Standards," dated December 21, 2010.
Summary: Program seeks to increase credit availability for small businesses. Interested national banks with $10 billion or less in total consolidated assets can submit applications to U.S. Treasury.
OCC 2010-44, "Truth in Lending Act由egulation Z: Updated Examination Procedures," dated December 16, 2010.
Summary: Updated "Truth in Lending Act" booklet revisions reflect changes to Regulation Z, which implements the act, including the third stage of the Credit CARD Act of 2009.
OCC 2010-43, "Suspicious Activity Reports (SARs): Final Rules," dated December 16, 2010.
Summary: Part 21 final rule revises OCC regulations that implement the Bank Secrecy Act governing the confidentiality of a suspicious actiivity report. Part 4 final rule revises OCC regulations governing the release of nonpublic OCC information.
OCC 2010-41, "Notice of Comptroller of the Currency Fees for Year 2011: Year 2011 Fee Structure," dated December 1, 2010.
Summary: Notice of OCC fee structure for year 2011 for all national banks and federal branches and agencies. Changes become effective January 1, 2011.
OCC 2010-40, "Flood Insurance: Preferred Risk Policies Eligible for Use after Remapping," dated November 17, 2010.
Summary: Guidance for national banks announces the extended eligibility of lower-cost preferred risk flood insurance policies in areas that are remapped by FEMA.
OCC 2010-38, "Registration of Municipal Advisors: Dodd芳rank Act Section 975 and SEC Interim Final Temporary Rule," dated September 28, 2010.
Summary: Rule requires municipal securities advisors to register by October 1, using Form MA-T, with the Securities and Exchange Commission before providing advice or soliciting municipal entities.
OCC 2010-37, "Fiduciary Activities of National Banks: Self-Deposit of Fiduciary Funds," dated September 20, 2010.
Summary: Guidance for national banks or affiliates on self-deposits of fiduciary funds clarifies OCC expectations and highlights risks and need for such activities to meet fiduciary standards.
OCC 2010-36, "Truth in Lending Act: Annual Dollar Trigger for Certain Home Mortgage Loans," dated September 16, 2010.
Summary: The Federal Reserve Board has published a final rule for the dollar amount in 2011 that triggers provisions of the Home Ownership and Equity Protection Act.
OCC 2010-35, "Real Estate Settlement Procedures Act: Updated Examination Procedures," dated September 9, 2010.
Summary: Changes in the booklet include updates to the examination procedures, a standardized and binding Good Faith Estimate form and revised HUD-1 and HUD-1A Settlement Statements.
OCC 2010-33, "S.A.F.E. Act Mortgage Loan Originator Registration Requirements: Joint Final Rule," dated August 25, 2010.
Summary: The OCC issues final rule requiring employees of national banks who are residential mortgage loan originators to meet the registration requirements of the S.A.F.E. Act.

OCC bulletins are posted online at the following URL: http://www.occ.gov/news-issuances/bulle ... etins.html.